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How to File a Truck Accident Claim The majority of accidents on trucks are caused by negligence on the part of the truck driver or a trucking company. Victims of injuries often need to file a lawsuit in order to receive full compensation for their injuries and expenses resulting from accidents. Medical bills are a common expense for truck accident survivors. Insurance companies can require an independent medical examination to determine the severity of your injuries and their impact on your daily life. Medical Care If you're involved in a car accident and require medical attention to ensure your safety and health. In addition, getting medical attention as quickly as you can will make it easier to record your injuries in your claim. This will also assist you to make an argument that your injuries are the result of by the accident. Medical expenses are a crucial aspect of any claim for personal injury. They reveal the extent of your injuries and how they have affected your life. You may not be eligible to be compensated fully if you do not have proof of your injuries. In certain situations medical treatment may be too extensive to prevent you from working or returning to your normal activities. In this case, you may be entitled to compensation for the loss of income. In addition, you could be eligible for reimbursement for the expense of any assistive equipment you need in order to remain as normal as possible. In the event of an accident there are many parties that could be held responsible for a truck crash. They include: Truck drivers: They can be employees of a company with a contract to drive for a particular employer or independent owner-operators. They operate their trucks for their own company or the shipper for whom they have a contract. Truck drivers who are negligent, reckless or otherwise engaged in unsafe driving may be accountable for creating an accident. Other drivers: If another driver's negligence caused an accident, that driver may be held responsible. It is not uncommon for other drivers to share responsibility in truck accidents, specifically when the other party was driving recklessly or distracted. The parties responsible may try to deny your claim by denying responsibility and recording your statement against you, or bribing you into admitting guilt. This is why you need to work with a knowledgeable truck accident lawyer. Your lawyer will fight to defend your rights and make sure the responsible party is paid what you owe. Lost Wages Truck accidents aren't the typical. These collisions are more serious and more likely to cause permanent injuries and disabilities. These crashes also carry heavy loads, which can cause occupants to be at risk. There are a variety of truck drivers, which include owner-operators who own their own trucks and contract with shippers to haul goods for a fee, or corporate drivers who drive vehicles owned by their employers. Both parties could be held responsible for a crash that involves commercial vehicles, depending on the circumstances. Someone who is injured in a car crash and is unable work, may be entitled to compensation for the loss of wages. These are calculated in relation to the amount the money that they could have earned while they were unable to work because of their injuries. This includes regular wages along with benefits such as paid time off or overtime. In order to award damages for lost wages, a judge typically will review a letter from an doctor who treated the injured party that details their treatment plan and explains why they were unable to work. A letter from their employer confirming their earnings, hourly wage and the number of days that they were unable to work because of their injury is also required. After all the evidence has been taken into consideration After all the evidence has been gathered, your lawyer will create the demand document that details the amount you've lost as a result of the truck crash. The package will be sent out with a clear message to the insurer of the other driver, detailing the details of the case as well as how you were injured. Negotiations can include back and forth communication. If a settlement cannot be reached, your lawyer will file a lawsuit on your behalf. In the majority of situations, a claimant is able to recover lost wages from the bodily injury liability coverage of the driver who was at the fault. If that is not available, a person who was injured by an uninsured or underinsured motorist can make a claim through their own car insurance company to the extent of their personal injury protection (PIP) coverage limit. Suffering and Pain Truck accidents can cause emotional and physical pain along with financial loss. These non-economic losses are difficult to quantify, but they need financial compensation. A knowledgeable New York truck accident lawyer can review your case and determine the value of your non-economic losses. One good example of an economic loss is the inability to pursue hobbies or engage in your favorite pastimes because of injuries. You could also be missing out on vacations and other activities that make life more enjoyable and you should be compensated for this loss. Loss of consortium and loss in enjoyment of life are two other examples of non-economic losses. If you've been injured in an accident with a huge truck, it's important to seek medical attention as soon as possible. anaheim truck accident attorney will this help you stay healthy, but it will be a vital piece of evidence for any future personal injury claims. Even if the incident appears minor, it's crucial to conduct a thorough examination. In time an expert in medical care can determine the severity of your injury is and will provide you with the proper treatment. The next step is to have your attorney review all the evidence, and then compile a demand letter which sets the compensation you require. Your lawyer will send the letter to the parties at fault and their insurance companies. If they are unwilling to accept your demands, your lawyer will be prepared for court. This lets them know that you are not going to give up and they must treat you with respect if they want you to be compensated fairly. Also, be prepared for the at-fault party's insurance provider to contact you regarding the accident and the injuries you sustained. They are usually “wolves in sheepskins” and will try to convince you to provide them information that they could make up and use against your settlement in court. By the lawyer handling all communications with insurance companies and other parties, you will avoid making any statements that could be used against you. Damages The most significant element of a truck accident claim involves damages. These may be economic like medical bills and lost wages, or not, like suffering and pain. All damage is caused by negligence. To be awarded compensation the victim must show that the person responsible did not take reasonable care while operating their vehicle or acted recklessly while on the road. Even minor accidents can result in devastating injuries due the size and weight. Even if your injuries are minor it is crucial to seek medical attention immediately. This will not only ensure your health, but also provide vital evidence in the event of a possible injury claim. This will help the insurance company know the full extent of your injuries and may hinder them from arguing you're not as injured as you claim. It is also important to keep track of any expenses that result from your accident. You will need to keep the track of any travel expenses you incur to attend doctor's appointments as well as other treatments. Also, any property damage that was caused by the accident. This includes your vehicle which could be totaled in a serious crash, as well as personal possessions like watches and other jewelry. Insurance companies are often contacted to offer you a settlement quickly after a crash. It is not advisable to contact them or accept a settlement offer prior to consulting with an experienced truck accident lawyer. They will usually try to convince you to accept lower offers that do not cover your incident-related expenses. A lawyer with expertise can review your records to give you an accurate estimate of the case. In addition, your lawyer will determine if additional damages are available, such as punitive damages. These are damages designed to punish the perpetrator and deter others from engaging in similar behavior.